Thank you for visiting Sumitomo Mitsui Trust Research Institute's website ( hereinafter, "the website" ).
Before using this site, please read the following points and statements.
The website is aimed at providing interested parties with information and content published by Sumitomo Mitsui Trust Research Institute Co., Ltd. ( hereinafter, "the company" ), and is administered in line with the terms of service stipulated herein. Users visiting and making use of the website and its contents shall be regarded as having agreed to the company's policy regarding use of the website.


The company owns all copyrights to all of the information and content of the website and retains authority to determine their use. The company strictly forbids the use or duplication of any or all of this content without the company's expressed prior consent.


The company bears no responsibility for any damages or losses incurred by the customer following use of information and content obtained from the website.
The company bears no responsibility for damages or losses incurred by the customer following changes to, or deletion of, the website contents. This shall also apply to situations in which the website has been suspended or shut down.
Furthermore, the company provides no guarantee or assurance against the accuracy, completeness, appropriatness, or usefulness of the contents of the website.

Use of SSL

The website uses Secure Sockets Layer (SSL) encryption technology for pages where entry of personal information is required.
The SSL encrypts the submitted data in the customer's computer and securely deliver them to the company's terminal .

Customer Access Log

The website automatically registers users who access the website through the use of an access log.
The access log includes details of users' domain name, IP address, type of browser used, and date of access. The access log, however, will only be used for such purposes as maintenance of the website and statistical analysis regarding the use of content of the website. It will not be used for any other purpose.

Changes to Information and Content

The company reserves the right to make unannounced changes, revisions, deletions of content of the website, or suspend use of the website.
The company will bear no responsibility for renewing the information and content of the website, and will not make any promise to renew them.
Customers should be aware that the content of the website may not necessarily reflect the up-to-date information available.

Governing Laws and Court of Jurisdiction

The website and its website policy shall be governed by and interpreted through appliciation of the laws of Japan.
All disputes concerning the website shall be subject to the exclusive jurisdiction of The Tokyo District Court.

Disclaimer for English Page

The English page of the website is intended to translate the Japanese page of it, however, no assuarance or warranty are given for the completeness or accuracy of the translation.
The content in the Japanese page governs the meaning and interpretation of content, if there exist any discrepancies between contents of Japanese and English.